Comprehensive Insurance & Risk Management Solutions
Tim Fitzpatrick – Shareholder
Tim joined Todd Associates in 1991 and became a shareholder in 2004. With expertise in the design and placement of complex professional liability and management liability insurance programs for financial and technology companies, M&A due diligence, risk identification, and insurance coverage review, Tim oversees the operations of Todd Associates. He is a graduate of Wittenberg University.
Randy Cumley -Shareholder
Randy joined Todd Associates in 1990 and became a shareholder in 2004. A driving force behind the growth of Todd Associates, Randy has served as head of business development since 2000. Under his guidance, we have grown every year for nearly a decade. With specialties in manufacturing and distribution, Randy serves a variety of industries. He is a graduate of Baldwin Wallace University and holds a bachelors degree in Business Administration.
David’s expertise lies in the design of liability insurance programs for companies with unique exposures to civil and regulatory liability. He is an avid writer of risk management whitepapers, client advisories and webinar presentations. David frequently speaks at conferences and seminars throughout the country on issues related to risk management and professional / management liability insurance. David was recently selected to serve on the board of directors of the Association to Invest In the USA (IIUSA). A graduate of John Carroll University’s School of Business, David joined Todd Associates in 2005.
Gary has nearly 20 years experience in developing insurance strategies for a wide range of clientele, including: manufacturers, contractors, law firms, and collection agencies. He has created several highly successful niche professional liability programs, which are now nationally recognized. Gary holds a degree in Business Administration from Baldwin-Wallace University.
Billy Gazley, JD
Billy joined Todd Associates in 2006 and focuses on new business production in the Property and Casualty, Professional Liability and Employee Benefits divisions. He graduated from St. Ignatius High School in 1995, John Carroll University with a B.A. in 1999, and Cleveland Marshall College of Law with a J.D. in 2004. In 2011, he was appointed to the Executive Board of the Cleveland Baseball Federation.
With over 30 years of insurance experience, Doug specializes in insurance solutions for businesses and individuals, in particular manufacturers and contractors. Doug graduated from Ohio Northern University and is active in a variety of non-profit organizations.
Mick has over 25 years of experience providing insurance solutions for Heavy Machinery Fabricators and Assemblers, Chemical Manufacturers, and other manufacturers of high risk products. A graduate of Youngstown State University, Mick holds degrees in Business Administration and Industrial Management.
Paul A. Nachtwey
Paul manages our rapidly expanding Employee Benefits Department and serves as an account executive on our largest accounts. His client base includes Multiple Employer Welfare Trusts, large multi-state manufacturing concerns, municipalities, and service organizations. Paul boasts over 22 years in the financial services industry, both as a Certified Public Accountant with Price Waterhouse Coopers (PWC) and as an Executive with Medical Mutual of Ohio (MMO).
Curt has over 20 years of experience providing health, life and disability insurance solutions. The manager of our Ancillary Employee Benefits Practice, Curt oversees the design and implementation of life, disability, and long term care insurance solutions for business owners and their employees. He is involved in many philanthropic organizations and currently serves as President of Baldwin-Wallace University’s alumni association. Curt holds a degree in Business Administration from the Baldwin Wallace University.
Pat joined us in 2009 and focuses on business development. His core competence lies in the placement of insurance for manufacturers, unions, and trucking operations. A graduate of St. Edward High School, Pat holds a degree in Business Administration from The University of Dayton.
A graduate of Miami University, Patrick is our most recent addition to the Property and Casualty Insurance team. Patrick focuses on developing new relationships with both businesses and individuals.