Property & Casualty Insurance

Our typical clients aren’t typical at all. They have a very unique risk profile, which requires a specialized level of expertise to deliver the appropriate risk analysis and develop the appropriate insurance programs.

That’s why our account management team features an average of 24 years experience in the insurance industry – so we can provide services above and beyond those typically offered by agencies our size.

Our commercial lines services provide you with numerous ways to address risk beyond the purchase of insurance. In conjunction with our risk management department, our commercial team offers a variety of  services to help minimize risk. In turn, this arrangement allows us to more effectively negotiate competitive terms with our carriers.

Examples of our services include:

  • M&A Services
    • Target Company Coverage Analysis
    • Insurance Cost Projections
    • Transactional risk insurance products
  • Contract Review and Analysis
    • Indemnification Agreements
    • Insurance Requirements
  • Employee Safety Meetings
  • Regulatory Compliance Audit Preparation
    • OSHA
    • EPA
  • Vendor Insurance Certificate Tracking
  • Disaster Recovery Plans

Todd Associates has clients from a variety of different industries, including:

  • Biotechnology
  • Construction
  • Education
  • Environmental Services
  • Manufacturing
  • Municipalities
  • Non-Profit
  • Transportation